Privacy Policy

When you request a consultation or book an appointment with us, we may collect:

• Contact information — first name, last name, email address, and direct phone number.
• Consultation details — your preferred call date and time, your local time zone (detected automatically from your browser), and any notes you provide about your mortgage or protection goals.
• Lead source information — information submitted through the advertising lead form that referred you to us, including the campaign and any ad-related identifiers.
• Automatically collected information — approximate location inferred from your time zone, browser type, device information, and how you arrived at our site.

When you open our scheduling page, your browser automatically tells us your local time zone (for example, "America/New_York"). We store this time zone so that the available appointment times you see are displayed in your local time, and so our licensed specialist calls you at the correct local hour. We may also store this preference locally in your browser so you do not have to re-select it on a return visit.

We use the information you provide to:

• Schedule, confirm, and remind you of your consultation appointment.
• Prepare customized mortgage protection and life insurance quotes in advance of your call.
• Contact you about your request by phone, SMS text message, email, and through automated systems, as further described in our Terms & Conditions.
• Match you with a licensed agent or carrier suited to your needs and location.
• Improve our scheduling experience and the relevance of our outreach.

We share your information with our licensed insurance agent (Giselle Brunetti) and her team, the insurance carriers and underwriters involved in preparing your quotes, and the scheduling and customer-relationship platforms we use to manage appointments and communications. We do not sell your personal information. We may share information when required by law or to protect our rights or the rights of others.

By providing your phone number and booking a consultation, you consent to receive communications from us and our representatives by phone (including through automatic dialing systems), SMS text message, and email regarding your appointment and quote. This includes appointment confirmations, reminders, follow-ups, and related offers. Message and data rates may apply. You may opt out of these communications at any time by replying STOP to any SMS or by contacting us at the email below. Full consent terms are in our Terms & Conditions.

We retain your information for as long as is necessary to provide the requested services, to comply with legal and regulatory obligations applicable to licensed insurance activity, and to maintain records of our communications with you.

You may:

• Review or correct the contact information you submitted.
• Opt out of marketing or appointment-reminder communications at any time.
• Request that we delete records that are no longer required, subject to legal retention obligations.

To exercise any of these options, contact us using the details below.

We use reasonable administrative, technical, and organizational measures to protect your information. No method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security.

Our services are intended for adults seeking information about mortgage protection and life insurance. We do not knowingly collect information from anyone under 18. If you believe a minor has provided us information, please contact us and we will delete it.

We may update this Privacy Policy from time to time. We will post the updated version on this page with a revised effective date. Your continued use of our site and services after a change indicates your acceptance of the revised policy.

Questions about this Privacy Policy or your personal information? Reach us through the contact details provided during your consultation or by emailing the address associated with your booking. Our licensed specialist, Giselle Brunetti, will be happy to assist you.